As an NRI you have various options for payment of premium on your life insurance policies bought in India. You can pay the premium in any of the following modes: by direct remittance from abroad through banking channels in approved manner (preferably by Indian Rupee drafts drawn in favor of insurer) or by remittances through postal channels like Foreign Money Order. You may also do so by payment out of funds held in Non-Resident (External) Account or Foreign Currency (Non- Resident) Account with a Bank in India. Cheques can be drawn on bank accounts held in India in your name (either solely or jointly with another member of the family) whether or not the account has been designated as NRO or by cheque drawn on account maintained by your resident parent or spouse in their own name or joint names with other close relatives. The absolute Assignee in India can pay the premiums wherever such policies have been absolutely assigned to a resident in India or by the employers in respect of policies issued to their employees who have been deputed abroad by them. Last, the premium can be paid in cash by your resident parent or spouse of subject by submitting a letter stating the relationship with the policyholder.