Brochure

It is a Single Premum Payment Unit Linked Insurance Plan that is linked to the share market. It is a combination of Insurance and Investment. It offers different investment options. This plan can be taken for minimum 10 years and maximum for 25 years. Partial withdrawal is possible from 6th year onwards. This plan comes with DAB Rider.


Different Investment Options

Get the flexibility of investment by exercising desired investment option from various available options. Freedom to choose investment plan according to your risk appetizer.


Combination of Investment and Insurance

This plan offers benefits of both - Investment and Insurance. Having flexibility to choose your investment style offers keeps your money in safe hands upto desired extent.


Unlimited Switching Facility

Switch between different investment options is easy and unlimited in this plan. Secure your money according to market conditions. Also, enjoy four switches free for every policy year.


ADVANTAGES


Avail Tax benefit on premium paid

Tax Free Maturity Amount

Tension Free Claim Settlement

Conditions


 MinimumMaximum
Entry Age90 days completed65 Years OR 70 Years (As Per Life Cover Chosen)
Policy Term10 years25 years
PPTSingle
Maturity age18 years Completed50 Years OR 85 Years (As Per Life Cover Chosen)
PremiumRs. 1,00,000No limit
Premium Paying ModesSingle
Investment Fund TypesBond, Secured, Balanced, Growth
Annualized Premiums shall be payable in multiple of Rs. 10,000
Basic Sum Assured - (10* Annualized Premium) or (1.25* Annualized Premium) as per Option Choosen.


For Linked Accident Benefit Rider :

  • Minimum Entry Age :18 years completed
  • Maximum Entry Age :65 years nearest birthday
  • Maximum Maturity Age : 70 years nearest birthday
  • Minimum Accident Benefit Sum Assured :Rs 10,000
  • Maximum Accident Benefit Sum Assured :Equal to Basic Sum Assured subject to the maximum aggregate limit of Accident Benefit Sum Assured as Rs.100 lakhs of Accident Benefit Sum Assured

 

Benefit :

Death Benefit :

On death Before the Date of Commencement of Risk: An amount equal to the Policyholder's Fund Value shall be payable

On death After the Date of Commencement of Risk: An amount equal to the higher of Basic Sum Assured or Policyholder's Fund Value shall be payable. Where, Basic Sum Assured is (10* Annualized Premium) or (1.25* Annualized Premium) as per Option Choosen

Accidental Death: Linked Accident Benefit Rider If this benefit is opted for, an additional amount equal to Accident Benefit Sum Assured is payable on death due to accident, provided the rider is inforce at the time of accident.

Maturity Benefit :- An Amount equal to Fund Value as on Date of Maturity is payable in a lump sum.

Guaranteed Additions :- Guaranteed Additions as a percentage of Single Premium will be added in Policy after completion of duration in form of unit.

  • 6 Years : 3 %
  • 10 Years : 4 %
  • 15 Years : 5 %
  • 20 Years : 6 %
  • 25 Years : 7 %