It is non linked with profit endowment insurance plan which offers lump sum guaranteed payment at the end of term with risk cover during tenure. Policy can be availed with duration from 12 Years to 20 Years and can be taken any person between the age group of 12 years to 45 years.

Enhanced Risk Cover after every 5 Years

Risk Cover under the plan will be increased without paying any extra premium after every five years. Risk Cover increases till 200 % of basic sum assured during policy term.

Good Returns offer Adequate Risk Cover

This plan offers a decent combination of returns and increasing risk cover without buying any additional policies. This plan is ideal for person looking for descent return as well as adequate risk cover.

Profit Sharing as per Valuation

Every year, LIC declares valuation results.
As per valuation result declared by LIC, profit is being shared among all policyholders as bonus.

Additional Accident Benefit

By paying small extra premium amount, you can secure your life for high insurance protection on natural or accidental death by opting DAB and Term Rider.


Avail Tax benefit on premium paid
Tax Free Maturity Amount
Tension Free Claim Settlement


Entry Age12 Years Completed age45 Years Nearest birthday
Term12 Years20 Years
PPTEqual to Term
Maturity age65 Years Nearest birthday
Sum Assured₹ 1,50,000/-No Limit
Mode of PaymentYearly, Half Yearly, Quarterly, Monthly (ECS) and through salary deducations (SSS)

The basic Sum Assured shall be in multiples of ₹ 10,000/-

DAB Conditions

Minimum Sum Assured :- ₹ 10,000/-

Maximum Sum Assured :- ₹ 100 lakh not exceed to the basic sum assured

Minimum Entry Age :- 18 Years completed

Maximum Maturity Age :- 65 Years nearest birthday

Sum Assured shall be in multiples of ₹ 10,000/- only